I want to stay out of debt.

Time to relax - We’ve got you.

You're not alone

Debt only becomes a problem when you are not aware of any solutions. The Real Debt Guy has your back. This is our straight talking, no creditor bias hub that will explain the facts, options and consequences, all in plain English.

Haven’t a clue?

Debt isn’t always black and white. We have a dedicated area to help you better understand debt and finances.

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Spending Mentality

£900 on a designer bag, £3,000 on a designer watch. What makes people spend so much on material items? If you don’t have the right spend mentality you risk serious financial difficulty. Train yourself to steer clear of the debt rabbit hole here.

Borrowing for your loved ones

Love and finances must be taken seriously. The damage money can cause in relationships, be it family or your partner can be devastating. It doesn’t have to be though. This section will help you avoid the damage money matters can cause in relationships.

Budget planner

Do you know how much you have left at the end of each month? Do you need to send an income and expenditure to a creditor? We got you covered. Our budget planner provides you with a simple and free way to view and track your spending

I need to learn about debt

You might not have an immediate issue but want to understand this subject more to protect yourself or help someone else. We got you covered. Our financial education section is for you. Well done for being proactive!

I want to stay out of debt.

Time to relax - We’ve got you.

Thoughts from the Real Debt Guy.