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What to send. A clear photo or PDF of the full letter, front and back. Every page. You do not need to send bank statements, credit report, other letters, or ID. This is one letter, one reply.

Something not working? Email info@therealdebtguy.com with your Stripe receipt and the letter attached, and we'll get you set up manually within one working day.

Where The Real Debt Guy stands

The Real Debt Guy is not FCA regulated. Here is what that means.

What The Real Debt Guy does

The Real Debt Guy provides independent debt information, plain English guides, the Budget Planner, and paid one-to-one services such as Full Support, the Letter Audit, and Clarity or Private Calls. Every draft is written in your words, for you to read, change, and approve.

What The Real Debt Guy does not do

The Real Debt Guy does not give financial advice. The Real Debt Guy does not negotiate with creditors on your behalf. The Real Debt Guy is not a debt-management or debt-adjusting firm.