Independent, disclosed, and picky

Partners we recommend.

Tools and services we've partnered with because we use them ourselves and think you might benefit too. If you sign up through one of our links, TRDG earns a small commission at no extra cost to you. We never take money from lenders, debt-purchase firms, or FCA-regulated debt-solution providers.

How we choose partners.

1. It must help, not push into debt

No lenders, no debt-solution firms, no buy-now-pay-later, no credit-builder cards dressed up as help. Only tools that help people manage what they already have.

2. We must have used it ourselves

Everything listed below is a product one of us has personally used. No blind partnerships. No unseen products.

3. Every commission is disclosed at the click

When you click through to a partner from a TRDG page, you'll see a plain-English note that we earn a small commission. Nothing hidden.

Current partners.

Emma

Budgeting app

Emma connects to your UK bank accounts and pulls every subscription, direct debit, and category of spending into one clean view. Free to start, with paid tiers for deeper features.

On the list because it's the budgeting app we personally use to see where money actually goes each month. When money's tight, seeing every subscription and category in one place is often the first step toward finding room in the budget for a repayment plan.

Visit Emma

TRDG earns a small commission when you sign up through this link, at no extra cost to you. Emma has no editorial input on TRDG content.

What we will never partner with.

Payday, guarantor, and doorstep lenders Debt management, IVA, and DRO providers Buy-now-pay-later and credit-builder products Lender advertising, in any form

If you build tools that respect these boundaries and think we might be a fit, we'd like to hear from you. Get in touch.

Want to understand our position on funding?

TRDG is not FCA regulated. We never take money from lenders or debt-solution providers. Every commission is disclosed on the page where the click happens.

Our regulatory position About us