Clarity Call · £27.50 · 10 minutes

Ten minutes. Straight answers.

Zoom audio Private & one-to-one Not FCA regulated

Bring the question that's keeping you up at night, whether it's a letter you don't understand, a plan that's fallen apart or not knowing where to start. Leave with a clear next step.

Book your call · £27.50 Prefer to ask in writing? Explore the Members’ Hub.

How it works

Three steps, ten minutes.

Simple. No forms to fill in, no long onboarding. From payment to conversation in a few clicks.

  1. Pay through Stripe.

    £27.50 by card or Apple/Google Pay. Takes less than a minute.

  2. Pick a time that suits you.

    Stripe sends you straight to Calendly the moment payment goes through. Pick a slot that works, and it's booked.

  3. Ten minutes together.

    Private Zoom audio call at the time you chose.

Is it right for you

Ten minutes goes a long way, but only for the right questions.

An honest look at when a Clarity Call is the right fit, and when something else will serve you better.

A good fit if you

  • Have clear questions and want straight answers.
  • Aren't sure where to start and need someone to point you in the right direction.
  • Want to check whether Full Support is the right next step for you.
  • Have questions about your situation that you want to discuss directly with The Real Debt Guy. A written review of a letter is a separate service.
  • Just want ten minutes with a real person before you commit to anything bigger.

Probably not if you

  • Have a lot of ground to cover. A 30 or 60-minute Private Call is better value.
  • Want us to draft letters for you. That's Full Support.
  • Are looking for legal representation. We're not solicitors.

What to expect

Honest conversation, nothing else.

Here's what the ten minutes actually look like.

  • Ten minutes of one-to-one time, all yours.
  • Zoom audio only. No video required.
  • Ask anything: council tax, credit-card debt, a letter, a plan that's fallen apart.
  • Bring your questions, or a short list. Both work.
  • If you need more time, you can book a Private Call afterwards.

Rescheduling and cancellations

Life happens. Just tell us.

Your booking email has a reschedule link. Use it any time before your call to move the slot or cancel.

2+ hours before your call: reschedule or cancel through that link for a full refund. No penalty, no questions.

Under 2 hours before your call: the fee is non-refundable. We've already blocked the slot for you.

No-show: the fee is non-refundable.

If we cancel: full refund, or you can reschedule for free.

FAQ

Common questions.

Is it phone or video?

Zoom audio only. No camera needed. It feels like a phone call, but through Zoom so you don't need to share your number.

What if ten minutes isn't enough?

If ten minutes won't cover it, the Private Call gives you 30 or 60 minutes to go deeper. Book that instead, and we'll have the time we need from the start.

Do I need to send anything before the call?

No. Bring your questions and we'll go from there. If you want to reference a letter or a list of debts, have it open on your screen or a copy to hand. There's no formal document you need to complete.

Is the call recorded?

No. Nothing is recorded. What you say stays between us.

Can I bring someone else on the call with me?

Yes, if they're a family member, a partner sharing the situation, or a friend. Just let us know in the booking notes so we can expect them.

Ask in the Members’ Hub

Prefer to ask in writing?

Ask your UK debt questions in the Members’ Hub, where The Real Debt Guy answers you directly in the discussions. This is a separate option, not a private written consultation or a letter-review service.

£5 for your first monthThen £15 a month until cancelled.First-time members only.

Explore the Members’ Hub

Where The Real Debt Guy stands

The Real Debt Guy is not FCA regulated. Here is what that means.

What The Real Debt Guy does

The Real Debt Guy provides independent debt information, plain English guides, the Budget Planner, and paid one-to-one services such as Full Support, the Letter Audit, and Clarity or Private Calls. Every draft is written in your words, for you to read, change, and approve.

What The Real Debt Guy does not do

The Real Debt Guy does not give financial advice. The Real Debt Guy does not negotiate with creditors on your behalf. The Real Debt Guy is not a debt-management or debt-adjusting firm.