Wondering what a word means? We've got that covered too.

We try to keep the jargon to zero but there are words that you will need to know the meaning of. Did you know the word "mortgage" means "death pledge" in Old French?! Spooky. Anyway use below to find words that you may not understand the meaning of. We got you.

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Financial Conduct Authority (FCA)

So, the best we can do is take the Financial Conduct Authorities' own description of themselves:

The Financial Conduct Authority (FCA) regulates the financial services industry in the UK. Its role includes protecting consumers, keeping the industry stable, and promoting healthy competition between financial service providers.”

The FCA are a body you will want to know about and one we reference a lot here at TRDG. You can find out more about them in our “I want Financial Education” section under “The Regulators”.


Forbearance, in terms of debt collection, is to refrain (hold back) from exercising a legal right. This means that normal legal routes creditors may use in order recover a debt are not utilised.

For example, if a debt is owed and a creditor is within their legal rights to apply for a County Court Judgement (CCJ), not applying for the CCJ can be seen as practising forbearance.

In a state of panic?

You're not the first and you won't be the last to panic about debt. Your mind starts thinking all sorts. "Will I lose my house?" "Will a bailiff turn up at my door?" When managing your finances your mind should be calm. We have an article for you that will help you calm your mind first and then you can see how easy it is to understand your situation and solve it.

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Budget planner.

Do you know how much you have left at the end of each month? Do you need to send an income and expenditure to a creditor? We've got you covered. Our budget planner provides you with a simple and free way to view and track your spending.

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