Wondering what a word means? We've got that covered too.

We try to keep the jargon to zero but there are words that you will need to know the meaning of. Did you know the word "mortgage" means "death pledge" in Old French?! Spooky. Anyway use below to find words that you may not understand the meaning of. We got you.

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The general meaning of Insolvency is when someone does not have enough money to pay their debts. We would like to elaborate on this as TDRG likes to be clear. When we say “pay their debts” this does not mean having enough money to clear your mortgage in one go, it’s more management of debt payments i.e. being able to make the payments as they fall due.

For example, if you find yourself drowning in unpaid bills and cannot maintain your payments on your borrowing.

Insolvency Practitioner (IP)

An Insolvency Practitioner is authorised and licensed to act on matters on behalf of an insolvent person, company or partnership.


A debtor is insolvent when they are unable to pay their debts.

In a state of panic?

You're not the first and you won't be the last to panic about debt. Your mind starts thinking all sorts. "Will I lose my house?" "Will a bailiff turn up at my door?" When managing your finances your mind should be calm. We have an article for you that will help you calm your mind first and then you can see how easy it is to understand your situation and solve it.

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Budget planner.

Do you know how much you have left at the end of each month? Do you need to send an income and expenditure to a creditor? We've got you covered. Our budget planner provides you with a simple and free way to view and track your spending.

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