Wondering what a word means? We've got that covered too.

We try to keep the jargon to zero but there are words that you will need to know the meaning of. Did you know the word "mortgage" means "death pledge" in Old French?! Spooky. Anyway use below to find words that you may not understand the meaning of. We got you.

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Maxed Out

If you hear the phrase “I’ve maxed out my Credit Card”, it means the person has used up all available credit on their Credit Card. Maxed out is an informal way of saying that there is no more credit available to spend.


Mediation is an alternative dispute resolution process. An unbiased person (a mediator) will oversee this process by speaking to both disputing parties with the aim to resolve the dispute without further action and in a fair manner to all parties.

Minimum payments

A minimum payment is the minimum amount your Credit Card provider will accept for you to pay towards your Credit Card bill each month. Anything less than this amount may incur fees. If underpayment continue over months, this could lead to a default on your credit file.


Keeping it nice and simple. A Mortgage is a loan, usually provided by a bank, that’s attached to a property. This means if you have a Mortgage, you won’t be able to sell your property without paying it all off.

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We want to support people who are in or at risk of debt. By drawing upon knowledge and experience of how money and debt works, we have produced a website full of up-to-date information, and useful tools to do just that.

Ultimately, we have one goal, and that is to educate people about debt, by simplifying complicated matters, so that anyone can understand.

More than anything we hope you find the information on this website useful, and that it helps you to take positive steps in the right direction.

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Simplifying complicated matters.

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